Low Income Cost Assistance

The federal, state, and even local level governments in the United States have a variety of healthcare options to assist individuals who meet specific income threshold requirements. In this area of the site you will learn how to get help with your Medicare costs, what is means to be “dual-eligible,” and how Medicare and Medicaid can work together to improve your coverage if you qualify.

How to Qualify for Medicare & Medicaid

Qualifying for Both Medicare and Medicaid

Read about how Medicare and Medicaid work together. See an overview of both programs and what benefits are available if you qualify for both.

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Dual Eligible Special Needs (D-SNP)

Dual Special Needs Plans for those who qualify for both Medicare and Medicaid. See eligibility requirements, coverage options, and how to enroll.

Chronic Special Needs Plans

Medicare vs. Medicaid

Understand the differences between Medicare and Medicaid. See eligibility requirements, costs, who runs each program, and what extra benefits are available to those who qualify for both.

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Medicare Savings Programs

How can you lower Part A and B costs with Medicare Savings Programs? Compare the four different savings programs, look at income limits and eligibility requirements, and see how to apply.

What is the Qualified Medicare Beneficiary Program See QMB eligibility, coverage, and enrollment options. Find out how the QMB program works with Medicare Advantage Plans

Qualified Medicare Beneficiary (QMB)

What is the Qualified Medicare Beneficiary Program? See QMB eligibility, coverage, and enrollment options. Find out how the QMB program works with Medicare Advantage Plans.

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Medicare QI Program

What is Medicare’s Qualifying Individual Program? See eligibility requirements, coverage options, how it lowers costs even with a Medicare Advantage Plan, and how to enroll.

Medicare SLMB Program

Medicare SLMB Program

Learn about the Specified Low-Income Medicare Beneficiary Program. See eligibility requirements, coverage options, how it lowers costs even with a Medicare Advantage Plan, and how to enroll.

Medicare QDWI Program

Medicare QDWI Program

What is the Qualified Disabled & Working Individuals Program? See eligibility requirements, coverage options, and how to enroll.

Extra Help Low Income Subsidy

Extra Help Low Income Subsidy

Get assistance for out-of-pocket drug costs with Medicare Extra Help. See eligibility and resource limits, how to apply, and how it works with existing Medicare plans.

Enrollment Eligibility

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Annual Enrollment Period (AEP)

Medicare Annual Enrollment Period runs each year from October 15 to December 7. What is the Annual Enrollment Period vs. Open Enrollment Period?

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Initial Enrollment Period (IEP)

Your Initial Enrollment Period generally surrounds your 65th birthday but may occur if you otherwise become eligible for Medicare for the first time.

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Special Enrollment Period (SEP)

You may be eligible if you experience a qualifying life event such as moving to a new zip code, losing employer coverage, or change in Medicaid status.

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